Offices located in The Villages, Eustis, Belleview and Ocala.

(866) 861-8786

Get Health Insurance in Florida

Get Health Insurance in Florida

When it comes to shopping for health insurance in Florida, you will encounter some alphabet soup while shopping. The most common health insurance policies are HMOs, PPOs, EPOs, or POS plans. The type of policy you choose will determine your out-of-pocket costs and which doctors you can see.

While comparing different health plans, look for a summary of benefits. Keep in mind you and your family's personal health needs when searching for a good plan. Take note of the amount and type of treatment you've received in the past. Though it is not possible to predict every medical expense, being mindful of trends can help you make an informed decision.

If you choose to opt for an HMO or POS plan, they typically require referrals. This means you must see a primary care physician before visiting a specialist or scheduling a procedure. This requirement tends to influence people to choose other plans. HMOs tend to be the cheapest type of health plan due to these restrictions.

POS and HMO plans may be better if you don't mind your primary doctor choosing specialists for you when it is needed. One advantage is that there's less work on your end since your doctor's staff coordinates visits and handles medical records.

If you would rather choose your specialists, you might be more comfortable with a PPO or an EPO. An EPO may help keep costs low as long as you find providers in-network; this is more likely to be in a larger metro area. A PPO might be a better option if you live area with limited access to doctors, as you may be forced to go out of network.

Getting the right health insurance for you and your family can be nerve-racking and, as you can tell, quite complicated. Let Mid Florida Agencies help you navigate the waters and get you comprehensive and affordable insurance for you and your family.

So check us out, give us a call at 866-861-8786 and speak to a Florida Blue agent today.

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We are your local health insurance experts. But, we also live, shop here, and give back to THIS community. You will find us at local fairs, farmers' markets, and events throughout the year to support local residents and businesses.

Robert Buckmann is the best insurance advisor I have ever known. He explains things with great detail and makes it simple so I know what to expect and what I am paying for. I really appreciate that I have him in my corner when it comes to figuring out how to navigate heath insurance for me and my family. He will always be my first call when I have questions and I know that he will do what is in my best interest. If you have not talked with Robert you should he will take great care of you.

Jordan LaMarca

Jordan LaMarca
October 5, 2021

Robert is a constant professional and may be one of the most knowledgeable BC/BS people i have ever dealt with. I highly recommend if anyone needs assistance with Blue Cross to contact Robert.

brian Clemens

brian Clemens
September 18, 2020

My husband and I met with Robert Buckmann during open enrollement. He was so informed and professional that we felt toatally at ease working with him. I would reccomend that if you are looking for insurance, that you get in contact with him. Robert is a great guy and he really knows his stuff.

Krysta Smith Fine Art

Krysta Smith Fine Art
July 9, 2020

I was so pleased with Mid-Florida Agencies. Not only was it close to home but I found a very knowledgeable agent. Samantha Gump took her time with me and made sure I understood all of the different plans before I made my selection. I am so happy she was there. I couldn't understand what was offered on the internet. Five Stars!

Tom D

Tom D
June 13, 2018

Janet is very knowledgeable and helped me find an affordable dental plan with a great network of dentists. Thank You!

Donna Keen

Donna Keen
June 13, 2018

What your neighbors say about us.