Offices located in The Villages, Eustis, Belleview, Ocala and Winter Haven.

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Get Health Insurance in Florida

Get Health Insurance in Florida

When it comes to shopping for health insurance in Florida, you will encounter some alphabet soup while shopping. The most common health insurance policies are HMOs, PPOs, EPOs, or POS plans. The type of policy you choose will determine your out-of-pocket costs and which doctors you can see.

While comparing different health plans, look for a summary of benefits. Keep in mind you and your family's personal health needs when searching for a good plan. Take note of the amount and type of treatment you've received in the past. Though it is not possible to predict every medical expense, being mindful of trends can help you make an informed decision.

If you choose to opt for an HMO or POS plan, they typically require referrals. This means you must see a primary care physician before visiting a specialist or scheduling a procedure. This requirement tends to influence people to choose other plans. HMOs tend to be the cheapest type of health plan due to these restrictions.

POS and HMO plans may be better if you don't mind your primary doctor choosing specialists for you when it is needed. One advantage is that there's less work on your end since your doctor's staff coordinates visits and handles medical records.

If you would rather choose your specialists, you might be more comfortable with a PPO or an EPO. An EPO may help keep costs low as long as you find providers in-network; this is more likely to be in a larger metro area. A PPO might be a better option if you live area with limited access to doctors, as you may be forced to go out of network.

Getting the right health insurance for you and your family can be nerve-racking and, as you can tell, quite complicated. Let Mid Florida Agencies help you navigate the waters and get you comprehensive and affordable insurance for you and your family.

So check us out, give us a call at 866-861-8786 and speak to a Florida Blue agent today.

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We are your local health insurance experts. But, we also live, shop here, and give back to THIS community. You will find us at local fairs, farmers' markets, and events throughout the year to support local residents and businesses.

When I tell you Robert is amazing and went above and beyond to not only help myself and my husband but also help my oldest daughter with insurance, it was so simply and easy to work with him as well! High would recommend Me.Robert!

Felisha Wimes

Felisha Wimes
May 15, 2024

Mr Robert Buckman is very helpful. He’s genuinely friendly. He’s very knowledgeable when answering all my questions and always helps me to find the best insurance policy that meets my needs. I highly recommend him. Thank you Robert.

Laura Ricci

Laura Ricci
April 10, 2024

Robert Buckmann has been our agent for years and I wouldn’t have it any other way! He’s always quick & super helpful with renewing our plan or answering any questions. If you need an agent to help with health insurance, he’s definitely your guy. Best in Lake County!!

Kailey Maynard

Kailey Maynard
December 15, 2023

This is the second year that I have worked with Robert Buckmann to obtain medical insurance. He is by far the best! He is friendly, kind, professional and above all listens to what what your needs are Plus he helped me save a lot of money! I recommend him to everyone I know looking for insurance. Thank you Robert.

Lori Piazza

Lori Piazza
December 14, 2023

Fast response ?? Thorough ?? Knowledgeable ?? Attentive ?? Robert Buckmann replied lightning fast to my initial email. Within the hour, he had me set up with an amazing health insurance plan that saved me a few hundred dollars a month. (Read that again) Talk about impressive! Words fail to describe the gratitude & relief felt when I connect with pros who make my life easier (& less expensive). Thank you Robert!

Tom & Lisa

Tom & Lisa
December 13, 2023

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