Offices located in The Villages, Eustis, Belleview, Ocala and Winter Haven.

(866) 861-8786

Hospital Indemnity Insurance

Hospital indemnity insurance is supplemental coverage that you can add to your existing health insurance plan. Hospital indemnity insurance pays you a predetermined benefit amount per day for each hospital confinement.

If you plan on starting a family, then this is something to strongly consider as it will pay not only for the mother but also for the newborn. This type of plan provides lump-sum cash benefits that are paid to you,  not to doctors and hospitals.

This cash can cover any expenses related to your accident — including expenses like childcare, transportation to a therapist, rent, or even groceries.

The coverage your hospital indemnity insurance provides you will depend on your plan.

Intensive Care Unit Stay

Most plans cover:

  • In-patient Hospital care (with or without surgery)
  • Intensive Care Unit (ICU) confinement
  • Critical Care Unit (CCU) confinement
Emergency Room Visit

Some hospital indemnity coverage also includes:

  • Outpatient surgery
  • Continuous care
  • Outpatient X-rays and laboratory procedures
  • Outpatient diagnostic imaging procedures
  • Ambulances
  • Emergency rooms
  • Physician office visits

Think hospital indemnity insurance might be right for you? Please call Mid-Florida Agencies at (866) 861-8786 or fill out our Contact Form for more information or to schedule a consultation.

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We are your local health insurance experts. But, we also live, shop here, and give back to THIS community. You will find us at local fairs, farmers' markets, and events throughout the year to support local residents and businesses.

Excellent insurance agent Thank You Vert Much

Greg Bruner

Greg Bruner
April 1, 2026

Carol was very helpful and professional in getting everything setup for my transition to Medicare.

Bradley Sollinger

Bradley Sollinger
March 19, 2026

Carol really took the time to understand our family’s needs and walked us through all of our options in a way that was clear and easy to understand. Instead of rushing through the process, she personalized a plan that truly fits us. She explained everything thoroughly, answered all of our questions, and made sure we felt confident about the decisions we were making. Highly recommend her to anyone looking for someone who will take the time to find the best plan for you. Best experience I’ve ever had getting insurance!

Nicole Auger

Nicole Auger
March 12, 2026

Alyssa was very helpful and courteous answer all my questions

Leticia Rucoba

Leticia Rucoba
March 12, 2026

I had an incredible experience with Carol at Mid-Florida Agencies. She was very helpful and knowledgeable. Gave me excellent service. Thank you!!!

Diana Chestnut

Diana Chestnut
January 29, 2026

What your neighbors say about us.