Offices located in The Villages, Eustis, Belleview, Ocala and Winter Haven.

(866) 861-8786

Hospital Indemnity Insurance

Hospital indemnity insurance is supplemental coverage that you can add to your existing health insurance plan. Hospital indemnity insurance pays you a predetermined benefit amount per day for each hospital confinement.

If you plan on starting a family, then this is something to strongly consider as it will pay not only for the mother but also for the newborn. This type of plan provides lump-sum cash benefits that are paid to you,  not to doctors and hospitals.

This cash can cover any expenses related to your accident — including expenses like childcare, transportation to a therapist, rent, or even groceries.

The coverage your hospital indemnity insurance provides you will depend on your plan.

Intensive Care Unit Stay

Most plans cover:

  • In-patient Hospital care (with or without surgery)
  • Intensive Care Unit (ICU) confinement
  • Critical Care Unit (CCU) confinement
Emergency Room Visit

Some hospital indemnity coverage also includes:

  • Outpatient surgery
  • Continuous care
  • Outpatient X-rays and laboratory procedures
  • Outpatient diagnostic imaging procedures
  • Ambulances
  • Emergency rooms
  • Physician office visits

Think hospital indemnity insurance might be right for you? Please call Mid-Florida Agencies at (866) 861-8786 or fill out our Contact Form for more information or to schedule a consultation.

We're your neighbors.

We are your local health insurance experts. But, we also live, shop here, and give back to THIS community. You will find us at local fairs, farmers' markets, and events throughout the year to support local residents and businesses.

Carol was her usual helpful, knowledgeable self. While the rates are higher, she worked to get me the best deal.

joann

joann
December 15, 2025

Carol’s help with transitioning from a work health care policy to finding my own plan was a God send! She is timely, organized, and very kind. She answered my questions and found the best plan for me. Thank you, Carol!

Dawn Ackerman

Dawn Ackerman
December 11, 2025

Carol, just love your new phone appointment system! You have always done a perfect job helping us get just the right insurance plan for our changing needs. Insurance is complicated to most of us, but You make it so simple. Now, not having to drive for an appointment... even better! Thanks, Carol, for taking such good care of us!

Nancy Gjerset

Nancy Gjerset
December 10, 2025

I had my review for the upcoming year today with my agent, Robert Buckmann. He called just a minute or so before our appointment time and we went into it. It was made a tad bit easier by the fact that I told Robert that I would be continuing with the same plan if at all possible. When he guided me through the process initially several months ago, he found a plan that literally checked almost every box I needed and I’ve been more than satisfied with. I’m very happy with the guidance I’ve received, the assistance and advice as needed and the plan that was recommended. Thank you Robert. I appreciate it.

D B

D B
December 8, 2025

Robert Buckmann has been our insurance specialist for the past 6 years and has been an immeasurable help navigating the best path for our family. I have been impressed with his knowledge, helpfulness, and genuine concern for what's good for our situation. Highest recommendations!

Shaun Braley

Shaun Braley
December 8, 2025

What your neighbors say about us.