Offices located in The Villages, Eustis, Belleview, Ocala and Winter Haven.

(866) 861-8786

Hospital Indemnity Insurance

Hospital indemnity insurance is supplemental coverage that you can add to your existing health insurance plan. Hospital indemnity insurance pays you a predetermined benefit amount per day for each hospital confinement.

If you plan on starting a family, then this is something to strongly consider as it will pay not only for the mother but also for the newborn. This type of plan provides lump-sum cash benefits that are paid to you,  not to doctors and hospitals.

This cash can cover any expenses related to your accident — including expenses like childcare, transportation to a therapist, rent, or even groceries.

The coverage your hospital indemnity insurance provides you will depend on your plan.

Intensive Care Unit Stay

Most plans cover:

  • In-patient Hospital care (with or without surgery)
  • Intensive Care Unit (ICU) confinement
  • Critical Care Unit (CCU) confinement
Emergency Room Visit

Some hospital indemnity coverage also includes:

  • Outpatient surgery
  • Continuous care
  • Outpatient X-rays and laboratory procedures
  • Outpatient diagnostic imaging procedures
  • Ambulances
  • Emergency rooms
  • Physician office visits

Think hospital indemnity insurance might be right for you? Please call Mid-Florida Agencies at (866) 861-8786 or fill out our Contact Form for more information or to schedule a consultation.

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We are your local health insurance experts. But, we also live, shop here, and give back to THIS community. You will find us at local fairs, farmers' markets, and events throughout the year to support local residents and businesses.

Robert Buckmann was very helpful through the entire process. We worked everything into our budget that we were very happy with. I would recommend him to everyone.

Ann Chamberlain

Ann Chamberlain
November 13, 2025

Carol solved my vet husband’s dental insurance problem! Thanks so much ????????

Sheila Morgan

Sheila Morgan
November 12, 2025

Very efficient, informative, well-organized, and extremely friendly. This was a quick and easy process to enroll into my updated health plan.

Tom Davis

Tom Davis
November 12, 2025

I have worked with Tirsa for a few years. She is the Best!!! Very knowledgeable, friendly and well informed. I recommend her to anyone needing insurance.

Lori Murphy

Lori Murphy
November 12, 2025

I’ve used Mid-Florida for three years now. The fantastic Robert Buckman has been amazing to work with for our healthcare. I recommend them for your needs. I wouldn’t use anyone else.

Kyle Cooper

Kyle Cooper
November 11, 2025

What your neighbors say about us.