Offices located in The Villages, Eustis, Belleview, Ocala and Winter Haven.

(866) 861-8786

Hospital Indemnity Insurance

Hospital indemnity insurance is supplemental coverage that you can add to your existing health insurance plan. Hospital indemnity insurance pays you a predetermined benefit amount per day for each hospital confinement.

If you plan on starting a family, then this is something to strongly consider as it will pay not only for the mother but also for the newborn. This type of plan provides lump-sum cash benefits that are paid to you,  not to doctors and hospitals.

This cash can cover any expenses related to your accident — including expenses like childcare, transportation to a therapist, rent, or even groceries.

The coverage your hospital indemnity insurance provides you will depend on your plan.

Intensive Care Unit Stay

Most plans cover:

  • In-patient Hospital care (with or without surgery)
  • Intensive Care Unit (ICU) confinement
  • Critical Care Unit (CCU) confinement
Emergency Room Visit

Some hospital indemnity coverage also includes:

  • Outpatient surgery
  • Continuous care
  • Outpatient X-rays and laboratory procedures
  • Outpatient diagnostic imaging procedures
  • Ambulances
  • Emergency rooms
  • Physician office visits

Think hospital indemnity insurance might be right for you? Please call Mid-Florida Agencies at (866) 861-8786 or fill out our Contact Form for more information or to schedule a consultation.

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We are your local health insurance experts. But, we also live, shop here, and give back to THIS community. You will find us at local fairs, farmers' markets, and events throughout the year to support local residents and businesses.

I have been working with Robert Buckman for a few years now and he is always helpful with all of the insurance needs for our family. This year I called at the last minute, and he got everything done so quickly! I cannot recommend him enough! Thank you again!

Kelly Grant

Kelly Grant
December 2, 2025

As always, Thanks Nikki. It's great having you as our agent. Mom seems more at ease since her visit with you..

frank r

frank r
November 29, 2025

Robert Buckmann was amazing! The amount of anxiety that comes with getting Health Insurance is insane, and Robert made this process so easy. He's very knowledgeable and responsive. This has been the best experience I've had when selecting health insurance. I recommend Robert Buckmann to everyone!

karem mundo

karem mundo
November 26, 2025

Robert Buckmann was fantastic!!! Highly recommend him! Professional, very knowledgeable and provides outstanding customer service!!!

Maryann Schuchman

Maryann Schuchman
November 26, 2025

Carol, I’m looking forward to working with you. I can feel that you really care about your customers. You listened to me & zeroed right in on my needs & found a policy I’m excited about. Thank you! ????

Dorothy Henry

Dorothy Henry
November 22, 2025

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