Offices located in The Villages, Eustis, Belleview, Ocala and Winter Haven.

(866) 861-8786

Hospital Indemnity Insurance

Hospital indemnity insurance is supplemental coverage that you can add to your existing health insurance plan. Hospital indemnity insurance pays you a predetermined benefit amount per day for each hospital confinement.

If you plan on starting a family, then this is something to strongly consider as it will pay not only for the mother but also for the newborn. This type of plan provides lump-sum cash benefits that are paid to you,  not to doctors and hospitals.

This cash can cover any expenses related to your accident — including expenses like childcare, transportation to a therapist, rent, or even groceries.

The coverage your hospital indemnity insurance provides you will depend on your plan.

Intensive Care Unit Stay

Most plans cover:

  • In-patient Hospital care (with or without surgery)
  • Intensive Care Unit (ICU) confinement
  • Critical Care Unit (CCU) confinement
Emergency Room Visit

Some hospital indemnity coverage also includes:

  • Outpatient surgery
  • Continuous care
  • Outpatient X-rays and laboratory procedures
  • Outpatient diagnostic imaging procedures
  • Ambulances
  • Emergency rooms
  • Physician office visits

Think hospital indemnity insurance might be right for you? Please call Mid-Florida Agencies at (866) 861-8786 or fill out our Contact Form for more information or to schedule a consultation.

We're your neighbors.

We are your local health insurance experts. But, we also live, shop here, and give back to THIS community. You will find us at local fairs, farmers' markets, and events throughout the year to support local residents and businesses.

I cannot say enough great things about my insurance agent, Robert Buckman. He has taken care of my Health Insurance needs for the past eight years and I feel fortunate to have him as my insurance professional. His extensive knowledge, honesty, and professionalism truly sets him apart. He takes the time to explain everything clearly and thoroughly, making the entire process smooth and stress-free. He is efficient, responsive, and genuinely has your best interest at heart. Shopping for insurance is usually overwhelming, but he makes it simple and easy. I trust his expertise completely and will continue to work with him for all my insurance needs. Highly recommend!

Steph Mill

Steph Mill
January 17, 2026

I will only deal with this insurance agent, Robert Buckmann, going forward. I trust his knowledge completely and truly appreciate how professional yet personable he is. He makes you feel more like a friend than just a client. He is caring, honest, and takes the time to explain every detail so you feel confident in your decisions. What is usually a dreadful process became simple, quick, and stress-free. His expertise is outstanding and I couldn’t be happier with the service I received. Highly recommend!

Kandis Buse

Kandis Buse
January 17, 2026

Carol is fabulous! So personable and helpful! Always there for you with whatever you need help with.I highly recommend Carol to anyone that needs Florida Blue. I feel like family when I talk to Carol. I can not stress enough how knowledgeable she is and on top of everything!

Donna Emmons

Donna Emmons
January 16, 2026

Tirsa is amazing. I have been working with her for years and I highly recommend her for your insurance needs!

Dena Manning

Dena Manning
January 15, 2026

I've been using Robert Buckman for several years now to help with my insurance needs. Having a family business and needing health insurance, it can become very stressful trying to figure these things out on your own. Robert is and has always been very helpful, professional, and ready to answer any of my questions. If you're unsure where to go for help with getting insurance, call Robert Buckman, you will not be disappointed.

Jaime Trent

Jaime Trent
January 8, 2026

What your neighbors say about us.