Offices located in The Villages, Eustis, Belleview, Ocala and Winter Haven.

(866) 861-8786

Hospital Indemnity Insurance

Hospital indemnity insurance is supplemental coverage that you can add to your existing health insurance plan. Hospital indemnity insurance pays you a predetermined benefit amount per day for each hospital confinement.

If you plan on starting a family, then this is something to strongly consider as it will pay not only for the mother but also for the newborn. This type of plan provides lump-sum cash benefits that are paid to you,  not to doctors and hospitals.

This cash can cover any expenses related to your accident — including expenses like childcare, transportation to a therapist, rent, or even groceries.

The coverage your hospital indemnity insurance provides you will depend on your plan.

Intensive Care Unit Stay

Most plans cover:

  • In-patient Hospital care (with or without surgery)
  • Intensive Care Unit (ICU) confinement
  • Critical Care Unit (CCU) confinement
Emergency Room Visit

Some hospital indemnity coverage also includes:

  • Outpatient surgery
  • Continuous care
  • Outpatient X-rays and laboratory procedures
  • Outpatient diagnostic imaging procedures
  • Ambulances
  • Emergency rooms
  • Physician office visits

Think hospital indemnity insurance might be right for you? Please call Mid-Florida Agencies at (866) 861-8786 or fill out our Contact Form for more information or to schedule a consultation.

We're your neighbors.

We are your local health insurance experts. But, we also live, shop here, and give back to THIS community. You will find us at local fairs, farmers' markets, and events throughout the year to support local residents and businesses.

Carol Harper has given us fantastic advice. She is kind and passionate in helping others. We appreciate Carol Harper in ways you cannot imagine. She provided excellent options, assisted with provider billing issues, follows up with all phone calls and everything else you need in an agent. Blue Cross is an excellent company for us.

Lynifer (Lynifer)

Lynifer (Lynifer)
May 5, 2025

I absolutely would recommend Robert Buckmann to anyone looking for health insurance! He made the process efficient, smooth, and overall a pleasant experience! He is easy to get ahold of and responds quickly. Thank you for all your help!!

Avery Phillips

Avery Phillips
May 1, 2025

I have recently acquired insurance through Mid-Florida Agencies and worked hand in hand with Carol Harper. She is such an amazing agent who not only was very informative but worked tirelessly to find a provider in network to have all of my procedures completed with a specific deadline. She has gone above and beyond and exceeded all expectations! If you are thinking of getting an insurance agent, Carol Harper is a must!

jade thomas

jade thomas
April 11, 2025

Carol Harper is a consummate professional. She has gone out of her way on numerous occasions to help me out, including driving to my home to provide needed documents (and technical expertise). She always says, "I am happy to do it. That's my job!" I would love to see Carol recognized for her outstanding customer service. What an asset she is to Florida Blue.

Pat Thomas

Pat Thomas
April 10, 2025

Carol Harper is truly a caring health insurance adviser . When she learned that my current insurance no longer covered Moffitt, she researched and helped me choose a provider that covers all my medical issues. I give a a 10+ stars.

nadia niniowsky

nadia niniowsky
March 29, 2025

What your neighbors say about us.