Offices located in The Villages, Eustis, Belleview, Ocala and Winter Haven.

(866) 861-8786

Hospital Indemnity Insurance

Hospital indemnity insurance is supplemental coverage that you can add to your existing health insurance plan. Hospital indemnity insurance pays you a predetermined benefit amount per day for each hospital confinement.

If you plan on starting a family, then this is something to strongly consider as it will pay not only for the mother but also for the newborn. This type of plan provides lump-sum cash benefits that are paid to you,  not to doctors and hospitals.

This cash can cover any expenses related to your accident — including expenses like childcare, transportation to a therapist, rent, or even groceries.

The coverage your hospital indemnity insurance provides you will depend on your plan.

Intensive Care Unit Stay

Most plans cover:

  • In-patient Hospital care (with or without surgery)
  • Intensive Care Unit (ICU) confinement
  • Critical Care Unit (CCU) confinement
Emergency Room Visit

Some hospital indemnity coverage also includes:

  • Outpatient surgery
  • Continuous care
  • Outpatient X-rays and laboratory procedures
  • Outpatient diagnostic imaging procedures
  • Ambulances
  • Emergency rooms
  • Physician office visits

Think hospital indemnity insurance might be right for you? Please call Mid-Florida Agencies at (866) 861-8786 or fill out our Contact Form for more information or to schedule a consultation.

We're your neighbors.

We are your local health insurance experts. But, we also live, shop here, and give back to THIS community. You will find us at local fairs, farmers' markets, and events throughout the year to support local residents and businesses.

Carol is very nice, help and patient. She has helped many county employees with there insurance needs, I was referred by other clients of hers. I tell everyone looking for insurance to call carol.

Dixie Mosbrucker

Dixie Mosbrucker
July 14, 2026

I had the pleasure of working with Carol Harper within the past week, and she has been a tremendous help to me. Carol has gone above and beyond to help me with my issues , so if you’re looking for a great agent she’s your answer.

Lashun Stokes

Lashun Stokes
June 25, 2026

(Translated by Google) Tirsa Rodríguez is excellent! She treated me like family and took the time to explain everything clearly. (Original) Tirsa Rodríguez es excelente! Me atendió como si fuéramos familia y tuvo el tiempo de explicarme todo con claridad.

Aida G Busó Morales

Aida G Busó Morales
May 27, 2026

Samantha was wonderful! My husband and I both can’t say enough good about her!!

Mary Markward

Mary Markward
May 13, 2026

Best agents! They treat you like family. They know their policies .Samantha answered all my questions helped me pick my health insurance plan.I will never go anywhere else. You want help come here

Amy Wepfer

Amy Wepfer
May 13, 2026

What your neighbors say about us.