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What is Medicare Part D?

What is Medicare Part D?

The best thing about turning 65 is being eligible for Medicare. It is wonderful and a great way to help seniors pay for medical costs. There are also supplement plans such as Medicare Part D to help pay for the things Medicare does not cover. 

If you have Medicare, you have probably noticed by now that it doesn’t cover everything. As a matter of fact, many procedures and medications are barely covered or even at all. This is why there are Medicare supplement plans. 

There are a few different supplement plans for Medicare. If you need help paying for expensive prescriptions, then you will want to get Medicare Part D. 

Medicare part D is simply an insurance plan to help cover the cost of medications that Medicare does not. You will pay a premium each month to an insurance carrier, and they will help pay for medications. You may need to pay a small copay, but the insurance covers the rest. 

There may be restrictions with Medicare Part D, such as being asked to try the generic brand first or limit quality per month. This is common with all insurance policies. 

It is not recommended to skip out on purchasing Medicare Part D because it can dramatically cut costs on medications and is very affordable. 

If you are wondering how to go about purchasing a Medicare Part D plan, don’t worry, we make it easy for you. We can answer any questions you may have and find the right policy for you. Just click here to contact a friendly agent from Mid-Florida Agencies to get started. 

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Met with Carol Harper and Mike today at their Ocala office. Prior to the visit I was very concerned about what I should do regarding Medicare as I'm turning 65 in August. I'm a veteran who receives some of my health care already through the VA. The whole Medicare thing was super confusing to me so I called to make an appointment with them. They explained everything to me in detail so that I could understand my specific situation. We found a an amazing, extremely low cost option that was much better than what I was ever expecting. I never once felt like it was some kind of sales meeting and nothing felt pushy or awkward. An hour after I got home Mike called me and said they found another option that was even more cost effective with the same benefits!!! I'll be getting fantastic coverage at hardly cost!!! I highly recommend these folks to assist you with your health care. They have a great reputation and genuinely try to help people! Five stars all day long! Thank you Carol and Mike!

Michael

Michael
May 5, 2026

Excellent insurance agent Thank You Vert Much

Greg Bruner

Greg Bruner
April 1, 2026

Carol was very helpful and professional in getting everything setup for my transition to Medicare.

Bradley Sollinger

Bradley Sollinger
March 19, 2026

Carol really took the time to understand our family’s needs and walked us through all of our options in a way that was clear and easy to understand. Instead of rushing through the process, she personalized a plan that truly fits us. She explained everything thoroughly, answered all of our questions, and made sure we felt confident about the decisions we were making. Highly recommend her to anyone looking for someone who will take the time to find the best plan for you. Best experience I’ve ever had getting insurance!

Nicole Auger

Nicole Auger
March 12, 2026

Alyssa was very helpful and courteous answer all my questions

Leticia Rucoba

Leticia Rucoba
March 12, 2026

What your neighbors say about us.